This Privacy Policy explains how the Uniting Insurance Solutions collects, uses, shares and safeguards Personal Data and Non-Personal Data on mobile websites, Uniting Insurance Solutions profiles on social media sites and any other digital services and platforms officially operated or used by Uniting Insurance Solutions from time to time, as well as by phone or by paper. In certain Sites operated overseas, the privacy policy displayed on those Sites, and not this Privacy Policy, may govern the collection, use and sharing of information.

Rights to Changes

Uniting Insurance Solutions products and services change from time to time, this Privacy Policy is expected to change as well. We reserve the right to amend the Privacy Policy at any time, for any reason. The date of the last revision to the Privacy Policy will be indicated by the “Effective Date” at the bottom of this page.

Data That Is Collected

Personal Data

We collect information (whether online, by phone, or by paper) that enables Uniting Insurance Solutions to identify or contact you to carry out its business purposes.  Uniting Insurance Solutions collects this information for a variety of business reasons, including but not limited to, applying for membership, registering for an Uniting Insurance Solutions event or program, purchasing Uniting Insurance Solutions products or services, or otherwise interacting with Uniting Insurance Solutions.

The types of Personal Data we collect include, but are not limited to:

Uniting Insurance Solutions also receives Personal Data from third parties for Uniting Insurance Solutions’s use in marketing to potential new clients.

Non-Personal Data

We collect information (whether online, by phone, or by paper) that does not directly identify you as you interact with our Sites.

The types of Non-Personal Data we collect includes, but is not limited to:

Data Usage

In addition to the uses described above, we use your Personal Data, sometimes combined with Non-Personal Data, in a variety of ways including, but not limited to the below, in order to:

Personal Data

Non-Personal Data

We use Non-Personal Data to improve the usability of our Sites and for other business reasons. We or other third-party companies also use the Non-Personal Data to provide advertisements and targeted advertisements to you (ads based on the Non-Personal Data). We do not provide Personal Data to third parties with whom we share your Non-Personal Data. Please note that, when you select an advertising link or other link that takes you to sites not operated by Uniting Insurance Solutions, you may be subject to the privacy policies of these third-party sites.

Data Sharing

We share your Personal Data, sometimes combined with Non-Personal Data, in a variety of ways including, but not limited to the below:

Your email address will be used only by Uniting Insurance Solutions, its entities and Uniting Insurance Solutions vendors performing member services, or offering products on Uniting Insurance Solutions’s behalf. Uniting Insurance Solutions does not sell or rent email addresses to anyone outside Uniting Insurance Solutions, nor does Uniting Insurance Solutions share email addresses to unrelated third-parties, affiliates, or Uniting Insurance Solutions members.  Please understand, however, that in such cases, your email address may be visible to other attorneys, others who have interest in the legal profession and Uniting Insurance Solutions events, as well as the public through Uniting Insurance Solutions membership directories, membership lists and registration lists.  Uniting Insurance Solutions also shares your email address with third parties to enable the Uniting Insurance Solutions to take security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data.  Finally, Uniting Insurance Solutions shares email addresses with third parties as necessary for the Uniting Insurance Solutions to perform certain services on our behalf, such as packaging, mailing and delivering products and processing event registrations and to respond to your service requests.

Manage The Processing of Your Data

You can manage your profile and email preferences, including “opting out” of email by contacting us using the information in the “Contact Information” section below. If you prefer to receive hard copy mailings only from Uniting Insurance Solutions you can contact us and request to have your name and address removed from the list we provide to third parties. For California residents, please consult the “California Privacy Rights” section for additional considerations.

Our processing of your data is based upon your consent, contract performance (e.g., your purchase of products or membership sign-up/renewal), legitimate business interest (e.g., direct marketing of goods and services), or compliance with law.  You have the right to object to our processing of your data or to restrict our processing of your data. In addition, if you have consented to the processing of your Personal Data, you have the right to withdraw your consent at any time.

California Privacy Rights

In addition to the rights as explained in this Privacy Policy, under California’s “Shine the Light” law, California residents who provide personal information (as defined in the statute) to obtain products or services for personal, family, or household use are entitled to request and obtain from us, once a calendar year, information about the personal information we shared, if any, with other businesses for marketing uses. If applicable, this information would include the categories of personal information and the names and addresses of those businesses with which we shared such personal information for the immediately prior calendar year (e.g., requests made in the current year will receive information about the prior year).

Canada Anti-Spam Law

Uniting Insurance Solutions complies with the Canada Anti-Spam Law. Non-Uniting Insurance Solutions clients or associates who provide us a Canadian mailing address will not receive unauthorized Commercial Electronic Messages (as defined under the Canada Anti-Spam Law) unless these individuals have “opted-in” to receive Commercial Electronic Messages.

Children

We do not knowingly collect Personal Data from or market to children under the age of 13.

Protecting Personal Data

Uniting Insurance Solutions implements commercially reasonable security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. Except for membership directories, membership lists and registration lists, and the sharing of information as set forth in this Privacy Policy, we restrict access to Personal Data to certain companies who need the data to operate, develop, or improve our services. These individuals or partner organizations are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Unfortunately, no data transmission over the Internet or electronic storage is fully secure. Accordingly, and despite our reasonable efforts to protect your Personal Data from unauthorized access, use, or disclosure, Uniting Insurance Solutions cannot guarantee or warrant the security of the Personal Data you transmit to us, or to or from our online Sites. If you have questions about this Privacy Policy, please contact us.

Other Internet Sites

You should be aware that other Internet sites that are linked from the Sites or from an Uniting Insurance Solutions email message may contain privacy provisions that differ from the provisions of this Privacy Policy. To ensure your privacy is protected, we recommend that you review the privacy statements of these other linked sites, applications, or other digital platforms.

Accessing Your Personal Data

We rely on you to update and correct your Personal Data.  If you are a user of our Sites, subscriber to Uniting Insurance Solutions publications, purchaser of Uniting Insurance Solutions products and services, or an Uniting Insurance Solutions client, you can review, update and correct your information directly on Uniting Insurance Solutions’s website or by contacting us using the information in the “Contact Information” section below. Typically, we retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.  This may include retaining your Personal Data indefinitely, even after you are no longer a Uniting Insurance Solutions client, in order to provide you with future marketing opportunities and other purposes, as well as to comply with our legal obligations, resolve disputes, or enforce any of our agreements.  Please note that you can request, at any time, that we delete your Personal Data.  All requests must be directed to the contact in the “Contact Information” section below.  We can decide to delete your Personal Data if we believe that the data is incomplete, inaccurate, or that our continued use and storage are contrary to our obligations to other members, individuals, or third parties.  When we delete your Personal Data, it will be removed from our active databases or anonymized so that the data is no longer identified with you, but the data may remain in our archives if Uniting Insurance Solutions determines that it is not practical or possible to delete it.

Cookies and Other Web Devices

Our website sends cookies (e.g., pieces of code or text placed on your computer by us or third-parties when you browse our Sites) to your web browser (if your browser’s preferences allow it) to collect data when you browse our Sites.  Cookie settings can be controlled in your Internet browser to automatically reject some forms of cookies.  If you view our website without changing your cookie settings, you are indicating your consent to receive all cookies from our Sites.  If you do not allow cookies, some features and functionality of our Sites may not operate as expected. In addition to cookies, we place technological tools (and allow certain third parties to place technological tools) such as tags and beacons (e.g., code scripts that are primarily used to track visitors’ activities on our Sites by web analytics software), Internet Protocol (IP) addresses, and other tools, to collect your data for the purposes listed in this Privacy Policy.

Transmission of Data to Other Countries

Your Personal Data is processed in the United States, where privacy laws may be less stringent than the laws in your country and where the government, courts, or law enforcement may be able to access your data.  By submitting your Personal Data to us, you agree to the transfer, storage and processing of your Personal Data in the United States.

Right to Complain to Supervisory Authority

You, as the data subject, have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work, or place of the alleged infringement, if you believe that the processing of your personal data does not comply with legal requirements.

Breach Notification

In the event we determine the occurrence of a data security incident, we will notify you by email, US mail, telephone, or other means as permitted by law

Effective Date:  September 23, 2023